VP Portfolio Manager, Commercial Banking - Financial Institutions Group

Responsibilities

• Analyze credit information to support lending decisions and manage a portfolio of commercial banking clients within the Financial Institutions Group.
• Negotiate loan structures, terms, and conditions that align client requirements with the bank's risk appetite and policies.
• Develop comprehensive credit structures to meet the transactional needs of complex clients.
• Conduct continuous portfolio monitoring, including covenant compliance, to identify and mitigate deteriorating credit conditions.
• Perform financial analysis and risk assessments to provide insights and make informed credit decisions.
• Build and maintain long-term client relationships in collaboration with Relationship Managers and business partners.
• Identify revenue and cross-selling opportunities to enhance portfolio growth and optimize returns.
• Ensure all activities adhere to credit policies, regulatory standards, and operational guidelines to minimize risk exposure.

Requirements

• 7+ years of relevant experience in credit or lending instruments or financial operations within a corporate or banking environment.
• Bachelor's degree in Business Administration, Finance, Accounting, or a related discipline.
• Expert-level proficiency in loan structuring, regulatory compliance, and portfolio management.
• Advanced skills in financial analysis, credit risk assessment, and problem-solving.
• Strong leadership abilities and a high level of attention to detail.

Preferred Qualifications

• Master's degree in a relevant field.
• Proven expertise in managing complex, non-routine financial situations and change management.

Benefits

• Competitive salary range ($122,400.00 - $228,000.00).
• Performance-based incentives and discretionary bonuses.
• Comprehensive health insurance.
• Tuition reimbursement programs.
• Retirement savings plans and accident/life insurance.

About the Company

BMO is a leading North American bank driven by a single purpose: to Boldly Grow the Good in business and life. As the 8th largest bank in North America by assets, we provide personal and commercial banking, wealth management, and investment services to more than 12 million customers globally.