Underwriter

Responsibilities

• Analyze mortgage loan applications, including credit, income, assets, collateral, and compliance documents
• Underwrite a minimum of 3-4 new loans per day while maintaining compliance with turn times
• Calculate income and review assets to determine reserves and cash to close per investor guidelines
• Clear conditions such as credit and title requirements
• Verify the completeness of credit files and assist in moving the pipeline forward
• Confirm qualified Change of Circumstances and reprice loans as necessary

Requirements

• 2 years of experience in Non-QM underwriting
• 1 year of experience in Wholesale Underwriting
• Strong knowledge of both Conforming and Non-QM underwriting guidelines
• Proficiency in mortgage loan application analysis and income/asset calculation
• High level of math aptitude and strong problem-solving skills
• Ability to work productively in a fast-paced, high-pressure environment
• Excellent verbal and written communication skills

Benefits

• 401(k) matching
• Health, dental, and vision insurance
• Paid time off

About the Company

HomeXpress Mortgage Corp is a leading Non-QM mortgage lender licensed in 46 states. Known for providing speed, ease, and convenience, we offer a full suite of mortgage products including VA, FHA, FNMA, and FHLMC. We pride ourselves on a great company culture and tremendous growth opportunities.