Underwriter

Responsibilities

• Analyze mortgage loan applications, including credit, income, assets, collateral, and compliance documents
• Underwrite a minimum of 3-4 new loans per day while maintaining compliance with turn times
• Calculate income and review assets to determine reserves and cash to close per investor guidelines
• Clear credit and title conditions and verify the completeness of credit files
• Confirm qualified Change of Circumstances and reprice loans as needed
• Assist other Underwriters to ensure the pipeline moves forward efficiently

Requirements

• 2 years of Non-QM underwriting experience
• 2 years of general Underwriting experience
• Deep knowledge of Conforming and Non-QM underwriting guidelines
• Strong understanding of Conventional loan products and regulatory compliance laws
• High level math aptitude and strong problem-solving skills
• Ability to work productively in a fast-paced, high-pressure environment
• Excellent verbal and written communication skills

Benefits

• 401(k) matching
• Health, dental, and vision insurance
• Paid time off

About the Company

HomeXpress Mortgage Corp is a leading Non-QM mortgage lender known for providing speed, ease, and convenience. Licensed in 46 states, we offer a full suite of mortgage products including VA, FHA, FNMA, and FHLMC. We pride ourselves on a great company culture and tremendous growth opportunities.