Sub-Director Riesgo Crédito Corp y Empre

Responsibilities

• Manage credit risk for the Wholesale Banking segment by developing and monitoring Key Risk Indicators (KRIs).
• Analyze new transactions, special operations, and credit structures to provide advisory to business areas.
• Manage selective credit portfolio methodologies, including target markets, early warnings, and risk acceptance criteria.
• Design and organize information systems to improve data exploitation for credit risk administration.
• Prepare and propose budget proposals for risk costs, reserves, and write-offs for the Wholesale Banking portfolio.
• Implement strategies to optimize the cost of risk while ensuring compliance with national and international regulatory frameworks.
• Provide executive reports and monitoring for Committees, Senior Management, and the Board of Directors.

Requirements

• University degree in Economics, Financial Administration, Industrial Engineering, or a related field.
• 3-5 years of experience in Risk Management (preferably Credit) or Wholesale Banking Credit Analysis.
• Strong skills in financial, sector, and market analysis.
• Intermediate knowledge of statistical analysis and econometrics.
• Advanced Excel skills, including proficiency with VBA and Macros.
• Basic to intermediate experience with database tools such as SQL, Oracle, or SAS.
• Advanced Spanish language skills, specifically regarding financial and banking terminology.
• Ability to create executive presentations with complex financial information.

Preferred Qualifications

• Experience interacting with credit portfolio indicators and other banking financial indicators.
• Digital perspective, including familiarity with the use of AI in financial processes.

About the Company

Banorte is a leading financial institution in Mexico, dedicated to driving the country's transformation and innovation. We value solidarity, innovation, respect, loyalty, and responsibility as the foundation of our team.