Sr. Manager, Real Estate Secured Lending Policy & Oversight

Responsibilities

• Provide oversight, monitoring, and reporting on credit risk for designated real estate secured lending portfolios.
• Develop and monitor credit risk management frameworks, including governance practices and standards.
• Lead risk workstreams for strategic transformation initiatives, such as digitization, AI adoption, and advanced analytics.
• Partner with Risk, Technology, and Product teams to embed risk requirements into solution design and delivery.
• Act as a subject matter expert on relevant regulations, interpreting new requirements and assessing impacts on governance.
• Manage external vendor relationships, including due diligence and performance oversight.
• Provide effective challenge and strategic input to senior leaders to ensure initiatives are scalable and compliant.
• Identify emerging issues and trends to inform decision-making and recommend business priorities.

Requirements

• 7+ years of relevant experience in credit risk management or a related field.
• Post-secondary degree in a related field of study or an equivalent combination of education and experience.
• Expert knowledge of real estate lending and credit risk management practices.
• In-depth understanding of regulatory requirements and legal documentation.
• Extensive experience with risk policy frameworks and quality control/testing frameworks.
• Advanced analytical, problem-solving, and data-driven decision-making skills.
• Exceptional communication, influence, and stakeholder management abilities.
• Proven ability to manage ambiguity and lead cross-functional collaboration.

Benefits

• Competitive salary range ($86,000 - $160,000).
• Performance-based incentives and discretionary bonuses.
• Comprehensive health insurance.
• Tuition reimbursement programs.
• Accident and life insurance.
• Retirement savings plans.

About the Company

BMO is a leading North American bank driven by a single purpose: to Boldly Grow the Good in business and life. With more than 12 million customers, we provide personal and commercial banking, wealth management, and investment services across Canada, the United States, and globally. We are committed to an inclusive, equitable, and accessible workplace where our people can grow and make a lasting impact.