Software Engineer

About the Company

Ramp is building the smart infrastructure for finance teams, embedded in the transaction flow of every dollar a business spends. We automate how over $200B in annualized spend flows in and out of 70,000+ companies: authorizing payments, flagging risk, categorizing spend, and closing books.

Responsibilities

• Build payment infrastructure that works across multiple countries, currencies, and regulatory regimes
• Design multi-currency accounting and reconciliation systems at scale
• Integrate with international banking systems and payment rails (SEPA, BACS, and SWIFT)
• Take on both 0-1 work (launching new markets) and 1-N work (scaling existing ones) simultaneously
• Collaborate cross-functionally with compliance, product, ops, and external partners to navigate complex regional requirements
• Own problems end-to-end from architecture to production reliability to partner integrations

Requirements

• 5+ years of backend or platform engineering experience in high-scale production environments
• Strong systems design skills
• Experience working in fast-moving environments with high ambiguity and independent ownership
• Comfort with distributed systems, performance optimization, and production reliability
• Strong cross-functional collaboration skills

Preferred Qualifications

• Experience in fintech, payments, or capital markets
• Familiarity with financial concepts like multi-currency accounting and reconciliation
• Experience integrating with third-party financial APIs or international banking partners
• Interest in or exposure to international regulatory environments and compliance requirements

Benefits

• Flexible PTO
• Centralized home-office equipment ordering
• Health and wellness stipend
• Budget for intra-office travel
• Weekly coffee stipend
• Private medical insurance and workplace pension (UK specific)