Software Development Engineer - Payment Intelligence

Responsibilities

• Build and improve intelligent data products for the Payment Intelligence team
• Improve payment recovery rates for failed Account to Account payments
• Enhance fraud detection rates for ML models and rules-based systems
• Improve consumer authentication flows for high-risk payments
• Collaborate with engineering teams and business stakeholders to drive product adoption
• Experiment and prototype new product features in the payment intelligence space

Requirements

• Strong programming experience with Ruby and/or Python
• Track record of solving problems that drive revenue growth
• Ability to collaborate effectively with engineering teams and business stakeholders
• Product ownership mindset with ability to generate ideas for product features

Benefits

• Dedicated wellbeing support and medical cover
• Work away scheme allowing up to 90 days outside your country of residence per year
• Adaptive Working for flexible schedules around your lifestyle
• Equity for permanently employed staff
• Parental leave
• Annual learning budget
• Generous holiday allowance plus volunteer and wellness days

About the Company

GoCardless is a global bank payment company processing over US$130 billion annually across 30+ countries. Over 100,000 businesses use the platform to collect and send payments through direct debit, real-time payments, and open banking, with AI-powered solutions to improve payment success and reduce fraud.