Senior Risk Underwriter

Responsibilities

• Perform advanced financial analysis of financial statements, preferably using IFRS standards
• Conduct detailed cashflow and ratio analysis, including EBITDA, Leverage, Liquidity, and Working Capital
• Execute group and guarantee assessments to manage credit risk
• Manage corporate portfolios and significant exposures
• Make independent risk decisions in alignment with internal company policies
• Manage relationships with key stakeholders, including sales teams and clients

Requirements

• More than 5 years of experience in credit risk analysis and/or underwriting (credit insurance experience preferred)
• Strong expertise in financial statement analysis and credit risk assessment
• Proven experience managing corporate portfolios and significant exposures
• Native proficiency in Spanish and advanced proficiency in English
• Ability to balance risk management with strategic business growth

Preferred Qualifications

• Advanced Excel skills
• Strong organizational and prioritization skills to meet SLAs and response times
• Strategic mindset with the ability to work independently

Benefits

• A dynamic, international, and challenging work environment
• Continuous professional development and training opportunities
• Competitive salary and pension package
• A range of flexible benefits and rewards

About the Company

Atradius provides trade credit insurance, surety, and collections services worldwide. With a presence in 160 offices across 52 countries, Atradius protects companies against default risks associated with selling goods and services on credit. We value teamwork, accountability, and a growth mindset.