Senior Manager - Credit Underwriting & Risk Assessment

Responsibilities

• Spearhead analytics initiatives including credit risk assessment models and unstructured document reading solutions for banking and fintech customers.
• Build credit underwriting and risk management strategies and champion innovation in AI/ML-powered customer journey mapping.
• Collaborate with engineering and product teams to integrate AI/ML into next-generation financial products.
• Drive complex, cross-functional requirements gathering, documentation (including PRDs), and project delivery.
• Manage and prioritize the product backlog to accommodate evolving business needs.
• Partner with data science teams to conceptualize, develop, and deploy machine learning models and AI-driven features.
• Provide strategic solutioning in credit underwriting and risk management practices for banks, NBFCs, and fintech companies.

Requirements

• CA, CFA, or MBA in Finance.
• 4+ years of experience in product development or product management within the banking, NBFC, or fintech sectors.
• Proven track record of successful product development from prototype through launch, specifically for credit or risk management solutions.
• Strong project management, team leadership, and stakeholder engagement skills.
• Excellent written and verbal communication skills with the ability to articulate complex concepts to diverse stakeholders.
• Hands-on experience with data-driven product initiatives, including data exploration and model design.

About the Company

Accumn, a Yubi company, is India’s most advanced AI-first credit decisioning platform. By integrating machine learning and generative AI, Accumn empowers credit managers with precise, data-driven tools for fair and transparent lending decisions. The platform supports the entire credit lifecycle—from lead generation to post-disbursement monitoring—and serves over 1 lakh active banking and credit users.