Senior Manager, Credit Risk Strategy Oversight

Responsibilities

• Provide independent, evidence-based challenge on credit proposals, strategy changes, and underwriting standards to ensure alignment with risk appetite.
• Assess conceptual soundness, data quality, and risk impacts across origination, account management, and collections.
• Conduct deep-dive portfolio analytics, including trend, segmentation, and concentration analyses to identify emerging vulnerabilities.
• Lead analytical assessments supporting regulatory capital and stress-testing activities, focusing on PCL and scenario impacts.
• Partner with business teams to validate business cases and ensure compliance with enterprise governance and regulatory requirements.
• Mentor and develop analysts to strengthen analytical rigor and credit judgment.

Requirements

• 7+ years of progressive experience in credit risk management, policy, strategy, or governance, preferably in retail lending.
• Graduate degree in a quantitative discipline such as Statistics, Mathematics, Actuarial Science, Engineering, Finance, or Economics.
• Strong understanding of credit risk frameworks, second-line responsibilities, and regulatory expectations.
• Proficiency in analytical tools including Python, SQL, SAS, or R.
• Deep understanding of regulatory capital, stress testing, and credit lifecycle economics.
• Strong communication and stakeholder management skills with the ability to influence senior leaders.

About the Company

BMO is a leading North American bank driven by a shared purpose to Boldly Grow the Good in business and life. With more than 12 million customers, we provide personal and commercial banking, wealth management, and investment services across Canada, the United States, and globally.