Senior Fraud Investigations Analyst

Responsibilities

• Lead complex account takeover (ATO) investigations, including multi-account and organized fraud activity
• Analyze large datasets using SQL, Python, or similar tools to identify trends, anomalies, and attack patterns
• Use fraud detection tools, machine learning outputs, and risk-scoring systems to drive high-quality investigations
• Identify gaps in detection logic and contribute to improvements in rules, models, and workflows
• Partner with engineering, data, and product teams to enhance fraud detection capabilities and signal quality
• Leverage AI/LLM tools to analyze large datasets and improve investigation speed and accuracy

Requirements

• Bachelor’s degree in a quantitative field (e.g., Economics, Computer Science, Statistics, Mathematics)
• 4+ years of experience in fraud investigations, threat intelligence, cybersecurity, or risk management
• 2+ years of experience using SQL, Python, or similar tools to analyze data
• 2+ years of hands-on experience using fraud detection tools, machine learning models, or risk-scoring methodologies
• 2+ years of experience interpreting fraud indicators, behavioral signals, or transaction monitoring data

Preferred Qualifications

• Experience at a fintech company, technology company, or reputable financial institution
• Strong experience analyzing organized fraud rings or large-scale ATO campaigns
• Experience influencing fraud detection logic, models, or rule systems
• Familiarity with AI/ML techniques applied to fraud detection and risk analysis

Benefits

• Comprehensive medical, dental, and vision insurance
• 401(k) with company match
• Unlimited paid time off (subject to policy)
• Parental leave
• Flexible spending accounts and health savings accounts
• Learning and development benefits

About the Company

ID.me is the next-generation digital identity wallet that simplifies how individuals securely prove their identity online. With over 152 million users, ID.me provides streamlined identity verification for federal agencies, state governments, healthcare organizations, and hundreds of consumer brands.