Senior Director, International Risk Oversight

Responsibilities

• Serve as the primary IRM point of contact and escalation lead for international product, business, and expansion-related risk matters
• Provide independent challenge and strategic risk guidance to business leadership on international expansion initiatives and retail banking products
• Lead IRM deal teams to deliver a holistic second-line risk perspective on new products and strategic initiatives
• Establish and oversee enterprise standards for new product approvals, geographic expansions, and business change initiatives
• Design and evolve scalable international risk governance frameworks and operating models
• Partner with regional stakeholders to establish country-level governance structures, including risk appetite frameworks and controls
• Drive governance for new market entry assessments, including regulatory readiness and operational risk
• Oversee post-launch product reviews and portfolio monitoring activities
• Support regulatory interactions, examinations, and internal governance forums

Requirements

• Bachelor’s degree in Finance, Economics, Business Administration, Risk Management, or a related field
• 12+ years of experience in financial services risk management
• Deep expertise in retail banking, consumer lending, and consumer financial products
• Demonstrated experience leading second-line risk oversight for international business activities or multi-jurisdiction programs
• Strong understanding of credit, operational, compliance, conduct, and financial crimes risk
• Experience developing risk governance frameworks across multiple regulatory environments
• Knowledge of regulatory expectations in Canada and/or LATAM markets
• Proven ability to influence executive stakeholders in a matrixed environment

Preferred Qualifications

• Master’s degree (MBA, MS Risk Management, or related discipline)
• Professional certifications such as FRM, PRM, CFA, or CRCM
• Experience interfacing with banking regulators and external auditors across multiple jurisdictions
• Familiarity with fintech, digital banking, and embedded finance operating models

About the Company

SoFi is a next-generation financial services company and national bank using innovative, mobile-first technology to help millions of members reach their financial goals.