Senior Credit Solutions Associate

Responsibilities

• Provide credit support to Senior Credit Solutions Managers (SCSM) within Commercial Distribution
• Perform financial statement spreading, credit summaries, projections, and borrowing base reviews
• Analyze financial statements and credit reports to identify potential risks and opportunities for core clients
• Prepare detailed credit presentations and packages for larger, complex deals
• Ensure client files are complete and accurately documented in internal systems
• Monitor portfolios to identify signs of credit deterioration and escalate as necessary
• Collaborate with Relationship Managers to develop tailored credit solutions that meet client needs

Requirements

• Bachelor's degree in finance, economics, business administration, or a related field
• 1-2 years of experience in Commercial Banking
• Fluency in both French and English (written and oral)
• Proven experience in credit underwriting or credit document preparation
• Strong knowledge of financial statement analysis and credit structures
• Ability to manage multiple tasks and priorities in a fast-paced environment
• High level of organizational skill and attention to detail

About the Company

Scotiabank is a leading bank in the Americas, dedicated to helping customers, families, and communities achieve success through a broad range of financial products and services, including personal and commercial banking, wealth management, and capital markets.