Senior Associate, Asset Based Lending

Responsibilities

• Manage and support a portfolio of 7-10 asset-based lending customers while underwriting new borrowers
• Perform accurate financial analysis and risk assessments for new and existing clients
• Oversee credit and legal documentation and monitor ongoing asset and client performance
• Prepare concise credit correspondence, lending proposals, and pitches to prospective clients
• Negotiate transaction terms and provide deal structuring expertise
• Develop credit information to support lending decisions for new, renewal, and extension loans
• Minimize risk exposure by adhering to internal credit policies and procedures
• Coordinate with closing departments, clients, and attorneys to finalize transactions

Requirements

• 3-5 years of relevant experience in asset-based lending or commercial credit
• Post-secondary degree in a related field of study or equivalent experience
• Strong proficiency in financial statement analysis and financial modeling
• Proven ability in data-driven decision making
• In-depth verbal and written communication skills
• Strong analytical, problem-solving, and influence skills

Preferred Qualifications

• Spanish language skills

About the Company

BMO is a leading North American bank driven by a single purpose: to Boldly Grow the Good in business and life. With over 12 million customers, we provide personal and commercial banking, wealth management, and investment services across Canada, the United States, and globally.