Secondary Market Mortgage Loan Processor

Responsibilities

• Process mortgage loan files independently from origination through post-settlement delivery in compliance with laws and corporate policies
• Monitor the lending process to identify, resolve, and communicate issues impacting timely loan closures
• Proactively communicate loan status updates to customers
• Process loans through underwriting systems and work with underwriters and loan officers to clear conditions
• Review and verify documentation integrity to ensure completeness and compliance with investor guidelines
• Prepare all loan-closing documents and order/review closing disclosures (CD)
• Coordinate with title companies to obtain necessary documentation
• Perform pre-closing quality reviews of loan files prior to the clear to close

Requirements

• High school diploma or equivalent
• At least two (2) years of mortgage processing experience
• Strong knowledge of real estate lending criteria, compliance, and federal/state regulations
• Proficiency in Microsoft Office products, including Word, Excel, and Outlook
• Excellent interpersonal and communication skills
• Strong attention to detail and organizational abilities
• Ability to work in a fast-paced team environment and manage multiple tasks effectively

About the Company

River Bank & Trust acts as a trusted partner and friend to its neighbors and local businesses, helping communities reach their financial goals through dedicated service and unmatched hospitality.