RMBS Director

Responsibilities

• Serve as lead analyst interacting with clients, structuring banks and investors on transactions
• Conduct loan pool analysis, modeling and analysis of bond structure, and review of legal structure and documentation
• Prepare and facilitate the preparation of credit memos and present transactions to rating committees
• Prepare presale and new issue reports
• Support surveillance efforts for existing transactions and create or maintain analytical tools
• Contribute to the development of rating methodologies

Requirements

• B.A./B.S. degree required
• 10+ years of relevant Residential Real Estate, Rating Agency, or RMBS experience
• Strong analytical skills in transaction evaluation and loan credit risk assessment
• Intermediate to advanced Excel skills
• Proficiency with Intex cash flow modeling software
• Excellent written and verbal communication skills

Preferred Qualifications

• MBA or CFA
• Experience with esoteric RMBS sectors (e.g. Reverse Mortgage, MSR, HEI contracts, Ginnie Mae EBO, and/or RTL)
• Programming skills in VBA, Python, R, or SQL
• Familiarity with residential mortgage datasets (e.g., CoreLogic, Fannie/Freddie Single Family Data, BlackKnight, eMBS)
• Familiarity with Generative AI tools for research and productivity

Benefits

• Hybrid work schedule (Tuesday, Wednesday, Thursday in office)
• Competitive benefits and paid time off
• Paid family and disability leave
• 401(k) plan with 100% vested employer match
• Educational and professional development financial assistance
• Employee referral bonus program

About the Company

Kroll Bond Rating Agency, LLC (KBRA) is a full-service credit rating agency registered with the U.S. Securities and Exchange Commission as an NRSRO.