Risk Management Consultant

Responsibilities

• Identify, evaluate, and analyze operational, contractual, and third-party risk exposures arising from client business activities, vendors, service providers, and customers
• Strategically manage enterprise-wide insurance and risk program renewals, including broker oversight, coverage optimization, cost reduction initiatives, and market negotiations
• Collaborate with and direct external advisors including brokers, underwriters, claims professionals, TPAs, legal counsel, and specialty consultants
• Review contracts, leases, vendor agreements, and licensing arrangements to ensure compliance with established insurance and risk management requirements
• Evaluate and negotiate insurance pricing, program structures, deductibles, limits, policy wording, and service agreements; prepare cost-benefit analyses of program alternatives
• Analyze loss data and prepare monthly reserve accruals and reporting for finance, risk, and safety teams
• Partner with legal, HR, audit, and claims teams to establish settlement strategies and support complex claims decision-making
• Research emerging and best-in-class risk management trends, providing strategic recommendations related to insurance purchasing, program design, loss control, safety, and claims management

Requirements

• Bachelor's degree in Risk Management, Insurance, or related field
• Strong analytical and problem-solving skills
• Internship or coursework related to insurance, risk management, or consulting
• Florida 2-20 license, or ability to obtain

Preferred Qualifications

• Professional certifications preferred: ARM, CPCU, CRM, FRM, RF

Benefits

• Comprehensive health-related benefits including medical, vision, and dental
• 401(k) with company match
• Company-paid life insurance, STD, and LTD
• Generous PTO policy starting at 18 days per year plus 10 paid holidays and 2 floating holidays

About the Company

Foundation Risk Partners is one of the fastest growing insurance brokerage and consulting firms in the US.