Risk Analyst

About the Company

ClarityPay is a fast-growing fintech empowering enterprise merchants with smarter, more adaptive pay-over-time solutions. We leverage cutting-edge analytics to solve complex credit challenges across retail, home, health, and auto sectors.

Responsibilities

• Perform financial and economic data experimentation using advanced data analytics
• Review capital markets and translate complex data into actionable underwriting strategies
• Determine and optimize merchant limit assignments to balance risk and growth
• Manage portfolio health and profitability of credit offerings
• Design and implement inclusive credit strategies and economic models using alternative data
• Partner with Machine Learning, Engineering, Product, and Finance teams to build risk capabilities and support investor discussions

Requirements

• 1–3 years of experience in an analytically-driven role (analytics, consulting, finance, etc.)
• Strong working knowledge of SQL and/or experience with Python or R
• Practical and theoretical knowledge of A/B testing
• Bachelor's or Master's degree in a quantitative field (statistics, math, finance, economics, or related)
• Strong interpersonal skills to influence technical and non-technical audiences
• Ability to thrive in a fast-paced, ambiguous environment

Preferred Qualifications

• Passion for redefining the lending and financial industry
• Experience with cloud data warehouse tools like Snowflake or BigQuery