Retail Relationship Banker

Responsibilities

• Deliver exceptional service to BMO customers and prospects by identifying needs and providing tailored financial advice.
• Proactively engage with existing customers and the community to grow loyalty and identify new business opportunities.
• Conduct needs-based assessments to recommend solutions for everyday banking, retail investments, lending, and small business needs.
• Guide customers on digital and self-serve banking options to enhance their experience.
• Make credit recommendations for personal lending and home financing in compliance with bank policies and regulatory requirements.
• Apply risk management frameworks to protect bank assets and maintain a high-quality lending portfolio.
• Collaborate with branch and market teams to achieve business objectives and contribute to a positive team culture.

Requirements

• 2-3 years of relevant experience in financial services or a consultative sales role.
• Post-secondary degree in a related field or an equivalent combination of education and experience.
• Strong knowledge of retail investments and lending products.
• Proven experience in consultative sales and business development.
• Strong interpersonal and communication skills with the ability to build rapport with diverse clients.
• Federal registration with the NMLS is required (the Bank will provide instruction on registration requirements).
• Proficiency with digital tools, including tablets, smartphones, and online banking applications.

Benefits

• Competitive salary ranging from $45,900 to $75,900 based on location, skills, and experience.
• Comprehensive health insurance.
• Retirement savings plans.
• Tuition reimbursement.
• Accident and life insurance.
• Performance-based incentives and discretionary bonuses.

About the Company

BMO is a leading North American bank driven by a single purpose: to Boldly Grow the Good in business and life. With over 12 million customers, we provide personal and commercial banking, wealth management, and investment services. We are committed to creating lasting, positive change for our customers, our communities, and our people through innovation and excellence.