Quant Analytics Card Finance Senior Associate

Responsibilities

• Build and maintain multi-year forecasting models to estimate customer engagement outcomes such as outstanding balances, spend, and revolving behavior.
• Develop and validate step-up factor methodologies to project Year 2 and Year 3 results using historical vintages and segmentation.
• Design and apply control group approaches, including holdouts and matched pairs, to isolate the incremental impacts of credit strategies.
• Partner with Finance and Risk teams to align methodologies, reconcile assumptions, and ensure consistency between risk forecasts and financial planning.
• Perform ongoing performance monitoring by comparing forecasts to actual outcomes and tracking accuracy using standardized error metrics.
• Maintain robust model governance, including comprehensive documentation, version control, and audit readiness.

Requirements

• Bachelor's or Master's degree in Statistics, Mathematics, Economics, Finance, Engineering, or a related quantitative field.
• 4+ years of experience in credit risk analytics, multi-year financial forecasting, or model development.
• Proficiency in Microsoft Excel for financial modeling and output presentation.
• Strong expertise in statistical and financial modeling, including time-series analysis and segmentation techniques.
• Hands-on experience with SAS and/or SQL for extracting and transforming large datasets.
• Solid understanding of revolving behavior, sales activity, and NPV/P&L frameworks.

Preferred Qualifications

• Experience within the credit card, lending, or banking industries.
• Proficiency with Python, Tableau, Alteryx, Databricks, or Essbase.
• Experience with cloud-based data platforms such as Snowflake.
• Knowledge of matched-pair or propensity score matching methodologies.
• Familiarity with credit line management strategies and their impact on portfolio profitability.

About the Company

Chase is a leading financial services firm, helping nearly half of America’s households and small businesses achieve their financial goals through a broad range of financial products. Our Consumer & Community Banking division serves customers through personal banking, credit cards, mortgages, and more, leading the U.S. in credit card sales and digital innovation.