Premier Directeur, Credit Commercial Canada

Responsibilities

• Evaluate and approve credit requests within assigned limits, providing recommendations for high-value or problematic loans.
• Analyze financial and non-financial risks to establish accurate client risk profiles and ensure compliance with bank policies.
• Monitor portfolios proactively by tracking early warning signals and sector trends to take timely corrective actions.
• Collaborate closely with banking services to ensure a consistent client experience while maintaining rigorous risk management.
• Supervise the validation of critical data elements within credit systems for capital and provision calculations.
• Lead and coach a team of credit officers, promoting a culture of risk vigilance and accountability.
• Support innovation by digitizing risk-related processes to improve operational efficiency and decision-making speed.

Requirements

• At least 10 years of experience in financial analysis or credit assessment.
• Post-secondary degree in Business Administration or a related field; a Master's degree is preferred.
• Strong expertise in financial analysis, accounting, and risk assessment.
• Deep knowledge of security documents, legal implications, and recourse.
• Demonstrated leadership and coaching skills, specifically in managing credit teams.
• Excellent written and oral communication skills.
• Ability to make decisions under uncertainty and clearly communicate the rationale behind them.
• Fluency in English is required for regular collaboration with teams in Toronto and international clients.

Benefits

• Opportunity to join a forward-thinking and collaborative team of innovative thinkers.
• Rewarding career path with diverse professional development opportunities.
• Internal training programs to support continuous growth and skill enhancement.
• An inclusive work environment that encourages creativity and celebrates success.

About the Company

Banque Scotia is a leader in the Canadian banking sector and a major provider of financial services across the Americas. We offer a wide range of products and services, including personal, commercial, and investment banking, as well as wealth management and capital markets. We are committed to fostering an inclusive and accessible environment for all employees.