Portfolio Manager

Responsibilities

• Analyze credit information to support lending decisions and manage a portfolio of Commercial banking loans and credit solutions.
• Negotiate loan structures, terms, and conditions to align client requirements with bank risk appetite and policies.
• Assess client repayment capacity using financial models and analytical tools to recommend appropriate structures and collateral.
• Monitor the portfolio to identify deteriorating credit conditions, compliance issues, and broader industry trends.
• Evaluate portfolio performance and recommend capital allocation strategies to optimize returns.
• Lead proposal development and deliver presentations to capture new business and expand existing client relationships.
• Minimize risk exposure by adhering to credit policies, regulatory standards, and operational guidelines.
• Identify revenue and cross-selling opportunities to enhance portfolio growth and share of wallet.

Requirements

• 5–7 years of relevant experience in credit or lending instruments or financial operations within a corporate or banking environment.
• Bachelor’s degree in Business Administration, Finance, Accounting, or a related discipline.
• Expert-level proficiency in financial analysis.
• Advanced proficiency in loan structuring, credit risk assessment, and portfolio management.
• Strong problem-solving, collaboration, and customer service skills.
• Deep knowledge of regulatory compliance and banking operations.

Benefits

• Competitive salary range ($88,800.00 - $165,600.00).
• Performance-based incentives and discretionary bonuses.
• Comprehensive health insurance.
• Tuition reimbursement.
• Accident and life insurance.
• Retirement savings plans.

About the Company

BMO is a leading North American bank driven by a single purpose: to Boldly Grow the Good in business and life. As the 8th largest bank in North America by assets, we provide personal and commercial banking, wealth management, and investment services to more than 12 million customers globally. We are committed to creating lasting, positive change for our customers, our communities, and our people.