Payments Operations Team Lead

Responsibilities

• Oversee daily payments operations and provide strategic direction, setting priorities, KPIs, and performance targets
• Act as the primary point of contact for partners and third-party banks regarding payment-related inquiries
• Establish strong governance, reporting, and control frameworks to ensure operational integrity and scalability
• Drive automation, streamline workflows, and embed robust risk management practices
• Lead, coach, and develop a team of 3-5 payment operations specialists
• Oversee the monitoring and processing of SEPA and SWIFT payments
• Take responsibility for payment-related incidents and serve as the main point of escalation for senior management
• Contribute to regulatory communications with BaFin, Deutsche Bundesbank, and other European regulators
• Support and lead Audit Cycles with a compliant-first approach

Requirements

• Bachelor's or Master's degree in Business Administration, Finance, Economics, or a related field
• Minimum 4-5 years of experience in Payment Operations or Banking Operations
• First leadership experience managing a small team
• Strong knowledge of SEPA & SWIFT payment schemes
• Knowledge of PSD2 and its application to Payment Operations
• Fluent command of English; German is a strong plus
• SQL familiarity is preferred
• Strong analytical and data-driven mindset
• Experience applying AI-based tools or automation to improve operational performance

Benefits

• Home office budget
• Learning & development budget of €1000 per year
• Competitive salary and a variable remuneration program
• Monthly meal allowance
• Deutschland ticket subsidy
• 28 vacation days (increasing with tenure)
• Opportunity to work abroad for up to 12 weeks per year

About the Company

Solaris is Europe's leading embedded finance platform. Its full German banking license and proprietary modular B2B tech stack empowers partners to offer compliant, customer-centric banking services across all industries.