Operational Risk Manager

Responsibilities

• Perform operational risk identification and assessment, including RCSA, scenario analysis, and loss database management
• Proactively follow up on operational risk events and conduct lessons-learned analyses with business units
• Provide independent operational risk input to projects and New Product Approval Processes
• Monitor risk indicators and oversee incident and loss reporting
• Maintain and enhance the Operational Risk Management Framework in line with MaRisk and Basel III
• Prepare operational risk reports for senior management and governance committees
• Support development of risk appetite and control enhancements

Requirements

• Degree in Business Administration, Finance, Risk Management, Economics, or a related field
• 3–5 years of experience in operational risk management, internal audit, or risk consulting within banking or financial services
• Hands-on experience with RCSA, incident management, and risk indicators
• Solid knowledge of regulatory requirements, including MaRisk and Basel III
• Experience with risk management systems and tools, including loss database and RCSA tracking
• Strong communication skills to work across functions and present risk topics to senior management
• Proactive, independent working style with strong ownership and attention to detail

Preferred Qualifications

• Professional certifications in risk management or related fields

Benefits

• Employee Development Budget of €2,000 and four full training days per year
• Flexible working hours, home office options, and 30 vacation days
• Company pension scheme supported by Raisin
• Urban Sports Club subsidy of more than €20 per month
• Deutschland Ticket subsidy of €25 per month
• JobRad bike leasing with insurance coverage
• Office perks including snacks, fresh fruit, and drinks
• Relocation support for candidates moving from another country or city

About the Company

Raisin is the world’s leading platform for savings and investment products. Founded in 2012, the FinTech connects consumers with banks in the EU, the UK, and the US, providing better interest rates and diversified refinancing options. With over 800 employees from 75+ nationalities, Raisin manages over 80 billion euros in assets for more than one million investors.