Manager, Credit Risk Strategy Oversight

Responsibilities

• Provide independent, evidence-based challenge on credit proposals, strategy changes, and underwriting policies to ensure alignment with risk appetite.
• Assess conceptual soundness, data integrity, and risk impacts across origination, account management, and collections strategies.
• Monitor portfolio performance and emerging risks, providing data-driven insights for leadership briefings.
• Conduct advanced analytics and trend reviews to identify forward-looking vulnerabilities and loss pressures.
• Execute components of regulatory capital and stress-testing analysis, focusing on expected loss dynamics and macroeconomic sensitivity.
• Collaborate with Credit, Finance, Product, and Modeling teams to embed risk considerations into strategic initiatives.
• Maintain and enhance credit risk governance artifacts, including roles, authorities, and controls.
• Mentor analysts and associates to strengthen analytical rigor and effective-challenge capabilities.

Requirements

• 5-7 years of experience in risk analytics, portfolio management, credit strategy, or related analytical roles within a financial institution.
• Postsecondary degree in Finance, Economics, Statistics, Mathematics, Engineering, or a related field.
• Proficiency in analytical tools such as Python, SQL, SAS, or R.
• Strong understanding of credit risk principles, portfolio analytics, governance expectations, and regulatory concepts.
• Ability to translate complex analytical findings into clear, concise narratives for senior stakeholders.

Benefits

• High-impact second-line role with visibility across priority business units.
• Opportunities for professional development and exposure to enterprise-wide initiatives.
• Comprehensive compensation package including health insurance, tuition reimbursement, and retirement savings plans.
• A culture that values integrity, inclusion, and innovation.

About the Company

BMO is a leading North American bank driven by a purpose to Boldly Grow the Good in business and life. We provide personal and commercial banking, wealth management, and investment services to more than 12 million customers globally.