Lead Credit Risk

About the Company

Since 2004, Mollie has worked to make payments and money management effortless for businesses in Europe. With over 250,000 companies using their products, Mollie focuses on building simple, scalable, and dependable financial tools.

Responsibilities

• Take full ownership of the existing merchant credit risk portfolio and ensure team SLAs for underwriting and reviews are met.
• Design and implement a new credit risk framework and roadmap for new financial products from the ground up.
• Build a scalable credit risk system that reduces customer friction and enables faster approvals.
• Manage and develop a team of five analysts through coaching and clear performance plans.
• Optimize assessment processes by leveraging AI tooling to automate routine cases.
• Provide regular, structured reporting to leadership regarding portfolio performance and strategic risk.

Requirements

• 5+ years of people management experience leading high-performing teams.
• Hands-on experience in both Payment Service Provider (PSP) and banking environments.
• Proven expertise in credit model and policy development, including building scorecards from scratch.
• Strong stakeholder management skills across sales, operations, and leadership.
• Operational mindset with the ability to dive into technical details.
• Motivation to work in a fast-paced fintech environment.

Preferred Qualifications

• Experience leveraging AI tooling for process automation.