Fraud Risk Analyst

About the Company

Amartha is a technology company focused on creating shared prosperity by developing digital financial solutions for the grassroots economy. Founded in 2010 as a microfinance institution, Amartha connects rural, women-led micro-enterprises with affordable capital.

Responsibilities

• Establish fraud detection and prevention frameworks leveraging analytics, machine learning, and behavior insights
• Conduct fraud analytics, including promo abuse risk scoring and creation of fraud rule scenarios
• Develop and implement anti-fraud policies and procedures for digital products
• Collaborate with data science teams to develop fraud detection algorithms
• Partner with product, technology, and third-party providers to embed fraud detection into customer journeys
• Conduct root cause analysis on confirmed fraud cases to identify vulnerabilities
• Work with fraud investigators, credit risk, and compliance teams to integrate controls
• Lead initiatives to automate and streamline fraud monitoring processes

Requirements

• 2+ years of experience in fraud risk management, preferably in digital lending, banking, or fintech
• Strong proficiency in Data Analytics and SQL
• Knowledge of fraud detection tools and e-money/e-wallet security systems
• Understanding of fraud patterns, rules, and analytics
• Proven track record managing risk frameworks for digital products and embedded finance
• Excellent communication and collaboration skills