Fraud Prevention Analyst

About the Company

Amartha is a technology company focused on creating shared prosperity by developing digital financial solutions for the grassroots economy. Founded in 2010 as a microfinance institution, Amartha connects rural, women-led micro-enterprises with affordable capital.

Responsibilities

• Proactively monitor lending portfolio performance to identify early signs of fraud and suspicious patterns
• Analyze repayment trends, customer behavior, and operational anomalies to detect emerging fraud schemes
• Develop and maintain fraud monitoring indicators, early warning triggers, and watchlist mechanisms
• Collaborate with Operations, Risk, Collection, and Field Teams to implement preventive actions
• Prepare fraud risk analysis and recommendations for management to strengthen controls

Requirements

• Bachelor’s degree in Statistics, Business, Economics, or related fields
• 1–3 years of experience in Fraud Prevention, Risk Management, or Lending Analytics
• Strong analytical skills to identify abnormal patterns and portfolio anomalies
• Proficient in Microsoft Excel/Google Sheets; SQL or BI tools experience is an advantage
• Understanding of lending operations, portfolio quality metrics, and repayment behavior
• Strong communication and problem-solving skills