Fintech Compliance Lead

Responsibilities

• Support the design, evolution, and enhancement of the Bank’s consumer compliance framework, including policies and controls
• Lead compliance coverage for fintech partnerships, driving risk-based monitoring and oversight
• Partner with senior stakeholders to embed compliance into business strategy and product development
• Evaluate emerging risks associated with embedded finance and third-party relationships
• Play a central role in regulatory examinations, audits, and inquiries
• Coordinate preparation of materials, responses, and remediation plans for findings and MRAs
• Serve as a compliance advisor to business leaders on customer-facing materials and product structures
• Contribute to annual risk assessments across lending, deposits, and fintech activities

Requirements

• Minimum 7 years of progressive compliance experience within a regulated financial institution or Fintech
• Extensive knowledge of banking-as-a-service and Fintech/sponsor bank relationships
• Deep understanding of consumer compliance regulations including UDAAP, CAN-SPAM, FCRA, TCPA, TILA (Reg. Z), ECOA (Reg. B), EFTA (Reg. E), and TISA (Reg. DD)
• Strong analytical and research skills with high attention to detail

About the Company

Emigrant Bank is a modern, fintech-forward bank focused on scaling compliance programs within rapidly evolving regulatory environments and embedded banking partnerships.