Financial Crime Operation Senior Analyst

Responsibilities

• Support the STR/SAR lifecycle by preparing investigation summaries, drafting narratives, and populating regulator templates.
• Conduct in-depth account activity reviews (AARs) including transaction analysis, KYC file reviews, and open-source research.
• Perform proactive investigations using internal dashboards and datasets to identify emerging financial crime patterns.
• Execute risk controls such as transaction blocks, account freezes, and offboarding in accordance with internal policies.
• Maintain precise, audit-ready investigation records documenting all decisions, rationale, and evidence.
• Partner with cross-functional teams including MLRO, KYC, Product, and Data to resolve risk concerns.
• Identify workflow gaps and propose enhancements to optimize FIU operations and tools.

Requirements

• Minimum of 5 years of relevant experience in AML Transaction Monitoring, ideally within fintech or banking.
• Strong familiarity with the HK, SG, and MY markets and their specific regulatory submission processes.
• Deep knowledge of money laundering schemes, sanctions compliance, and risk-based compliance frameworks.
• Proven ability to draft high-quality STR narratives and maintain meticulous audit records.
• Excellent verbal and written communication skills in both Mandarin and English.
• Strong analytical skills with the ability to apply judgment to complex data and situations.

Preferred Qualifications

• Professional certifications such as CAMS, CFCS, or ICA Advanced AML.
• Hands-on experience with AML/OFAC risk assessments and policy development.
• Experience with transaction monitoring, case management, or sanctions compliance tools.

About the Company

Airwallex is a global payments fintech company providing a unified financial platform for businesses to manage money across 130+ countries and 50+ currencies. Valued at US$8 billion, we empower over 200,000 businesses worldwide with integrated solutions for business accounts, payments, and treasury management.