Financial Crime Compliance Specialist III

Responsibilities

• Conduct complex AML/CFT analyses related to transactional monitoring and KYC (Know Your Customer) processes.
• Lead in-depth investigations resulting from transactional monitoring alerts and risk events.
• Prepare high-complexity technical reports to support decisions regarding the mitigation of money laundering and terrorist financing risks.
• Act as a technical reference for the team, supporting the development of analysts and disseminating specialized knowledge.
• Support internal audits, regulatory inspections, and demands from regulatory bodies.
• Identify vulnerabilities, trends, and money laundering typologies to propose improvements in prevention and detection processes.
• Interact with business, compliance, risk, and other support areas to obtain complementary information.

Requirements

• Minimum of 5 years of consolidated experience in AML/CFT, specifically in Enhanced Due Diligence and Transactional Monitoring.
• Advanced knowledge of AML/CFT regulations applicable to the financial sector.
• Proven experience in preparing technical reports and conducting high-complexity investigations.
• Advanced skills in financial, corporate, and transactional analysis from an AML/CFT perspective.
• Proficiency in Microsoft Office, especially Excel.
• Fluent English.

Preferred Qualifications

• Specialized certifications in AML/CFT.
• Post-graduate degree or MBA in Compliance, Governance, Risk, Audit, or related fields.
• Experience in financial institutions, banking, acquiring, fintechs, or payment methods.
• Knowledge of advanced money laundering typologies, financial crimes, and international sanctions.
• Experience with transactional monitoring tools, network analysis, financial intelligence, and advanced due diligence.

Benefits

• Variable compensation (PLR + Bonus).
• Medical and dental assistance.
• Food and meal allowances.
• Complementary pension plan.
• Life insurance.
• Childcare/Nanny assistance.
• Gympass or Totalpass access.
• Transportation vouchers.
• "Nascer" Program and "Be Healthy" wellness program.
• PAPE (Specialized personal support program).

About the Company

Santander is a growing ecosystem dedicated to helping people and businesses prosper. As a global company, we value maximum potential and diversity in all its dimensions, providing a space to create, question, and challenge the market.