Fin Crime Compliance Specialist III

Responsibilities

• Conduct complex AML/CFT analyses related to transactional monitoring and KYC (Know Your Customer) processes
• Lead in-depth investigations resulting from transactional monitoring alerts and risk events
• Prepare high-complexity technical reports to support decisions regarding the mitigation of money laundering and terrorist financing risks
• Act as a technical reference for the team, supporting the development of analysts and disseminating specialized knowledge
• Support internal audits, regulatory inspections, and demands from regulatory bodies
• Identify vulnerabilities, trends, and money laundering typologies to propose improvements in prevention and detection processes
• Interact with business, compliance, risk, and other support areas to obtain complementary information

Requirements

• Minimum of 5 years of consolidated experience in AML/CFT, specifically in Enhanced Due Diligence and Transactional Monitoring
• Advanced knowledge of AML/CFT regulations applicable to the financial sector
• Proven experience in preparing technical reports and conducting high-complexity investigations
• Advanced expertise in financial, corporate, and transactional analysis from an AML/CFT perspective
• Proficiency in Microsoft Office, especially Excel
• Fluent English

Preferred Qualifications

• Specialized certifications in AML/CFT
• Post-graduate degree or MBA in Compliance, Governance, Risk, Audit, or related fields
• Experience in financial institutions, banking, acquiring, fintechs, or payment methods
• Knowledge of advanced money laundering typologies, financial crimes, and international sanctions
• Experience with transactional monitoring tools, network analysis, financial intelligence, and advanced due diligence

Benefits

• Variable compensation (PLR + Bonus)
• Medical and Dental assistance
• Food and Meal allowances
• Complementary pension plan
• Life insurance
• Childcare/Nanny assistance
• Gympass or Totalpass
• Transportation vouchers
• Wellness programs (Be Healthy and PAPE personal support)

About the Company

Santander is a growing ecosystem dedicated to helping people and businesses prosper. As a global company, we value maximum potential and diversity in all its dimensions, providing a space to create, question, and challenge the market.