Especialista Riesgo Nómina y Auto

Responsibilities

• Develop and implement origination fraud risk strategies and policies for credit cards, auto loans, and payroll loans.
• Evaluate and adjust strategies to optimize false positive rates based on observed behavior.
• Perform portfolio analysis on new accounts to identify variables that detect patterns such as identity theft, first-party fraud, and deception fraud.
• Manage and utilize various tools and fraud risk engines to maintain and improve origination strategies.
• Contribute to the continuous improvement of models through variable enhancement, segmentation, and recalibration.

Requirements

• Bachelor's degree in Economics, Administration, Engineering, Actuarial Science, Applied Mathematics, or a related field.
• 5 years of experience in credit risk, specifically focused on origination risk for consumer portfolios (credit cards, auto, and payroll).
• Proven experience in developing origination fraud metrics and alerts.
• Proficiency in SQL, SAS, Python, and R.
• Knowledge of fraud risk engine administration.
• Intermediate English language skills.

About the Company

Banorte is a leading financial institution in Mexico, dedicated to driving transformation and innovation. We value solidarity, respect, loyalty, and responsibility, working to be the best team in the financial sector while fostering a culture of inclusion and equity.