Credit Strategy Lead

Responsibilities

• Architect pre-screen and underwriting risk strategies
• Develop and propose value-added credit risk strategies and models for lending products
• Utilize multi-product internal, bureau, third-party, and alternative data sources
• Monitor performance of strategies and portfolios to mitigate loss and grow revenue
• Document and communicate results and escalate issues to senior management
• Collaborate with Business Units, Capital Markets, Product, and Engineering teams

Requirements

• 4+ years of related experience
• Experience in consumer lending (loans or credit cards)
• Direct experience in the credit strategy analytical life cycle
• Proficiency in Excel, SQL, and Python
• Knowledge of Decision Trees, regression, logistic regression, and A/B Testing
• Experience with Tableau
• Ability to synthesize and communicate complex analysis to business partners

Preferred Qualifications

• 4+ years of specific consumer lending credit strategy work experience
• Experience testing credit strategies or models for fair lending requirements
• Advanced degree (Master’s or PhD) in a quantitative field such as Statistics, Mathematics, Engineering, or Computer Science

About the Company

SoFi is a next-generation financial services company and national bank using innovative, mobile-first technology to help millions of members reach their financial goals.