Credit Risk Analyst

Responsibilities

• Perform detailed credit risk analysis, including financial data and ratios, to qualify new and existing counterparties.
• Utilize outside vendors such as S&P, Moody’s, and Dun & Bradstreet to research industry and counterparty data.
• Conduct annual reviews of financial and credit data for assigned portfolios and assign credit risk ratings.
• Assess, calculate, and monitor collateral and margin requirements, including cash margins and letters of credit.
• Generate accurate monthly, quarterly, and annual management reports.
• Maintain counterparty data within the Allegro system.
• Manage collections autonomously, negotiating payment plans and resolving disputes to protect settlement risk.

Requirements

• Bachelor’s Degree in finance, accounting, or equivalent experience.
• Minimum of two years of experience in commercial or wholesale credit.
• Highly skilled in complex financial analysis related to evaluating creditworthiness.
• Proficiency in Microsoft Excel and Word.
• Experience with receivable management systems.
• Strong organizational, analytical, and problem-solving skills.
• Excellent verbal, written, and interpersonal communication skills.

Preferred Qualifications

• Experience within the energy industry.
• Experience within the banking sector.

About the Company

Calpine is America's largest generator of electricity from natural gas and geothermal resources. Operating in competitive power markets, Calpine manages a fleet with the capacity to generate approximately 27,000 MW of electricity, enough to power roughly 27 million homes. The company is committed to environmental stewardship and utilizes advanced technologies to generate power in a low-carbon and environmentally responsible manner.