Credit Analyst

Responsibilities

• Underwrite and process new auto loan applications submitted by dealership partners
• Price loan approvals based on market conditions and risk assessment
• Build and maintain strong relationships with auto dealer partners and internal stakeholders
• Resolve dealership concerns and loan issues by providing effective alternative solutions
• Assess loan documents and third-party data to make informed lending decisions
• Collaborate with the Operations Team to resolve issues during the funding process
• Monitor current economic trends and industry regulations to ensure compliance

Requirements

• 5+ years of experience in financial services, credit management, or the auto industry
• Strong attention to detail when managing individual customer loans and credit files
• Excellent verbal and written communication skills
• Ability to work professionally under pressure in challenging situations
• Proven ability to collaborate effectively within a team environment

Benefits

• Competitive salary and stock option plan
• 100% paid coverage of medical, dental, and vision insurance
• Flexible PTO
• Paid parental leave
• Opportunities for professional growth and development
• Health and wellness initiatives

About the Company

Upgrade helps customers move in the right direction with affordable and responsible financial products. Since 2017, we’ve helped over 7.5 million customers access over $42 billion in consumer credit. We are a leading fintech company recognized for our collaborative culture and commitment to improving our customers' financial well-being.