Credit Analyst

Responsibilities

• Review residential mortgage loan files for accuracy, completeness, and compliance with agency, originator, and/or investor guidelines
• Identify conditions and findings and review trailing documents as needed
• Ensure all required documents are present and properly executed, including Closing Disclosures, Notes, and Mortgages
• Detect and resolve errors or discrepancies in loan files affecting sale or insurability
• Calculate income, debts, DTI, DSCR, and assets
• Perform quality control checks and contribute to process improvement
• Support audit preparation and respond to findings from investors or regulatory bodies
• Stay current on mortgage industry guidelines and regulatory changes

Requirements

• 5+ years of mortgage underwriting experience
• 2+ years of secondary market underwriting experience
• Knowledge of Operational Underwriting
• High School Diploma required (Associate's or Bachelor's in Finance or Business preferred)
• Proficiency in Microsoft Office, Outlook, Teams, and SharePoint

About the Company

inTENT is a leading provider of third-party review and diligence services for the residential lending industry. As part of the Setpoint family of companies, inTENT combines deep compliance expertise with cutting-edge technology to deliver faster, more accurate loan review outcomes for lenders, servicers, and capital markets participants.