Compliance Lead

Responsibilities

• Support the end-to-end licensing process for the company’s OJK multi-finance license, including regulatory analysis and application documentation.
• Act as a hands-on compliance partner to business teams, providing advice on MFI requirements, BNPL, AML/CFT, and regulatory reporting.
• Draft, review, and implement compliance policies, procedures, frameworks, and controls for regulated financial services in Indonesia.
• Design and execute key compliance programs, including AML/CFT, consumer protection standards, and compliance training.
• Prepare and coordinate regulatory submissions, filings, and responses to OJK and other relevant authorities.
• Monitor legal and regulatory developments in Indonesia and assess their impact on business operations.
• Conduct regulatory risk assessments, enterprise-wide risk assessments (EWRA), and compliance gap assessments.
• Support day-to-day regulatory engagement, including preparation for meetings and inspections.
• Collaborate with product, operations, legal, and technology teams to embed compliance requirements into business processes.

Requirements

• Strong experience in regulatory compliance within multi-finance, consumer finance, payments, BNPL, or banking.
• Solid understanding of the Indonesian regulatory framework, specifically OJK-regulated multi-finance requirements and AML/CFT.
• Proven experience working on licensing projects and interacting with OJK in a regulated environment.
• Hands-on experience drafting compliance policies, procedures, and risk assessments.
• Strong analytical and communication skills with the ability to translate complex regulations into business guidance.
• Ability to work independently and manage multiple workstreams in a fast-paced environment.

Preferred Qualifications

• 5+ years of relevant experience in regulatory compliance and AML/CFT.
• Direct experience engaging with OJK regarding licensing, supervisory reviews, or inspections.
• Prior experience at OJK, a multi-finance company, or another regulated Indonesian financial institution.
• Experience supporting a newly established regulated entity or building compliance infrastructure.
• Familiarity with digital financial services, including outsourcing, product governance, and IT/security requirements.

About the Company

Founded in 2012, ByteDance's mission is to inspire creativity and enrich life. With a suite of more than a dozen products including TikTok, Lemon8, CapCut and Pico, ByteDance makes it easier and more fun for people to connect, consume, and create content.