Community Reinvestment Act (CRA) Officer

Responsibilities

• Build and own Mercury’s CRA program end-to-end, including policies, procedures, and governance frameworks
• Develop and execute the CRA strategic plan, coordinating with internal partners and community organizations
• Engage with Bank Leadership on CRA mapping and the applicability of product offerings
• Own CRA reporting and deliver credible updates to senior leadership and Board-level stakeholders
• Maintain and update the CRA Public File in accordance with regulatory requirements
• Manage CRA data integrity, including loans, community development investments, donations, and service hours
• Build a Utah-specific community network from scratch by maintaining relationships with economic development and housing organizations
• Serve as the primary CRA contact during regulatory examinations and independent audits
• Oversee the Bank's volunteer program to meet strategic commitments

Requirements

• 5+ years of demonstrated experience in CRA and community development
• Strong understanding of CRA regulations and regulatory expectations
• Experience building or managing CRA programs in evolving or ambiguous environments
• Proven experience leading regulatory-facing CRA examinations
• Strong cross-functional collaboration skills and the ability to influence without direct authority

Preferred Qualifications

• Experience with digital banking or strategic plan CRA development

Benefits

• Competitive base salary
• Equity (stock options)
• Comprehensive benefits package