Capital Markets Principal

Responsibilities

• Perform analysis and build financial models to inform data-driven capital markets decisions
• Create and manage ongoing ABS-style reporting and audit cadences to uphold financing relationships
• Establish and maintain relationships with external capital teams to ensure contractual compliance
• Help negotiate and execute new capital commitments in the form of private credit arrangements
• Collaborate cross-functionally with Risk, R&D, Strategic Finance, Accounting, Product, Legal, and Operations teams
• Drive operational efficiencies across all capital markets functions
• Build presentations to explain complex concepts to various audiences

Requirements

• 7+ years of professional experience, including 3+ years in capital markets, corporate treasury, or investment banking
• Bachelor's Degree in Finance, Economics, or a related quantitative field
• Proficiency in SQL and Advanced Excel
• Expertise in financial modeling to build robust business cases
• Experience producing reporting for warehouse facilities, securitizations, or forward-flow programs
• Strong communication and stakeholder management skills

Preferred Qualifications

• Experience working within the Fintech or SaaS industry
• Background in capital markets operational support for large-scale lending programs
• Big data analytics skill sets, including Python or other data programming languages
• Experience managing bank and investor relationships
• Ability to assess and negotiate complex legal documents

About the Company

Toast is building the all-in-one restaurant platform that helps restaurants operate their business, increase sales, engage guests, and keep employees happy.