Business Growth Sr. Analyst

About the Company

At Amartha, we empower micro-businesses across Indonesia, enabling growth and equal prosperity. We’ve supported over 2.7 million entrepreneurs—mostly women—by disbursing IDR 22.8 trillion in funding. As we step into 2025, Amartha is evolving into a technology-driven financial ecosystem, expanding our reach in lending, funding, and payments.

Responsibilities

• Conduct market and growth potential analysis using BPS data (demographics, regional economy, employment, MSMEs, poverty indicators, etc.)
• Identify high-potential regions (village, sub-district, district, regency) for business expansion & growth.
• Integrate BPS data with internal data (portfolio performance, repayment behavior, FO productivity, penetration rate).
• Perform market sizing and opportunity sizing for Grameen products.
• Provide data-driven insights and recommendations to support new area expansion, credit limit enhancement, and product optimization.
• Develop analytical reports, dashboards, and business recommendation decks for management.
• Collaborate closely with Risk, Product, and Operations teams to ensure insights are actionable.

Requirements

• Bachelor’s degree in Statistics, Economics, Mathematics, Engineering, Business/Data Analytics, or a related field.
• 3–5+ years of experience as a Business Analyst or Data Analyst.
• Experience in microfinance or financial services is a strong plus.
• Strong SQL skills (complex queries, aggregations).
• Advanced Excel / Google Sheets proficiency.
• Experience with BI & visualization tools such as Superset or Google Looker Studio.
• Proven experience in secondary data analysis (BPS or other public datasets) and market growth analysis.
• Strong understanding of BPS indicators including population, poverty rate, PDRB, and employment structure.
• Ability to translate macro and regional data into practical business implications.