Associate Roynat Capital Commercial Credit

Responsibilities

• Manage an assigned loan portfolio to ensure acceptable risk levels and expected returns
• Prepare and verify comprehensive credit applications and conduct rigorous due diligence
• Monitor assigned accounts to ensure compliance with credit authorizations and financial statement requirements
• Identify and resolve credit deterioration cases and participate in problem loan resolution
• Build and maintain strong professional relationships with mid-market commercial clients and key centers of influence
• Develop and execute business development plans to achieve financial and growth objectives
• Promote specialized products including term loans, subordinated debt, mezzanine financing, and equity
• Collaborate with Risk Management partners to ensure effective communication and feedback on credit requests
• Ensure compliance with all banking policies, including AML, KYC, and ethical codes

Requirements

• University degree in economics, business, finance, or accounting
• 4-5 years of experience in commercial banking or credit assessment/financial services
• Fluency in both French and English (required for collaboration with national teams and clients)

Preferred Qualifications

• Professional designation such as CPA or CFA

About the Company

Roynat Capital, a wholly owned subsidiary of Banque Scotia, is a leading national lender and investor specializing in innovative long-term capital solutions for mid-sized businesses. For over 50 years, Roynat Capital has provided tailored financial instruments—including term loans, subordinated debt, mezzanine financing, and equity—to support companies through acquisitions, expansions, and growth transitions across Canada.