Associate - Portfolio Manager Commercial Banking - Financial Institutions Group

Responsibilities

• Analyze credit information and financial performance to support lending decisions for commercial banking loans and credit solutions.
• Perform detailed financial analysis, calculations, and risk assessments to evaluate client creditworthiness.
• Utilize financial models and analytical tools to assess repayment capacity and recommend appropriate loan structures and collateral.
• Monitor portfolio performance to identify deteriorating credit conditions and ensure compliance with bank policies and regulatory standards.
• Support the negotiation of loan terms and conditions in alignment with client requirements and the bank's risk appetite.
• Identify revenue and cross-selling opportunities to expand client relationships and grow the portfolio.
• Maintain accurate data entry into BMO systems to support informed decision-making and portfolio management.

Requirements

• 3-4 years of relevant experience in credit or lending instruments or financial operations within a corporate or banking environment.
• Bachelor's degree in Business Administration, Finance, Accounting, or a related discipline.
• Strong proficiency in financial analysis and data analysis tools.
• Demonstrated knowledge of loan structuring, credit risk assessment, and regulatory compliance.
• Intermediate to advanced proficiency in Microsoft Office and banking operations.
• Strong analytical thinking, problem-solving, and collaboration skills.

Benefits

• Competitive salary range ($69,000.00 - $127,800.00).
• Performance-based incentives and discretionary bonuses.
• Comprehensive health insurance.
• Tuition reimbursement programs.
• Accident and life insurance.
• Retirement savings plans.

About the Company

BMO is a leading North American bank driven by a single purpose: to Boldly Grow the Good in business and life. As the 8th largest bank in North America by assets, we provide personal and commercial banking, wealth management, and investment services to more than 12 million customers across Canada, the United States, and globally.