Associate Credit Analyst

Responsibilities

• Conduct ongoing credit analysis of financial institutions in Argentina and Uruguay to support accurate ratings and research.
• Interpret and analyze financial statements and other data sources to perform preliminary credit assessments.
• Prepare financial spreadsheets, charts, and models, including building and updating forecasts.
• Draft analytical commentary and well-supported rating rationales in line with Moody’s Local methodologies.
• Support credit monitoring and surveillance activities by updating analytical components and preparing data.
• Collaborate with senior analysts to support rating actions, publications, and issuer/investor interactions.
• Ensure data integrity across internal systems and adhere to all methodologies, controls, and compliance requirements.

Requirements

• Minimum 3 years of experience in financial analysis, credit risk, or related fields.
• Undergraduate degree in Economics, Actuarial Science, Finance, or a related field.
• Strong accounting knowledge and proficiency in financial statement analysis.
• Advanced proficiency in Microsoft Excel and PowerPoint.
• Excellent written and verbal communication skills for producing clear credit narratives.
• High attention to detail and the ability to manage multiple priorities effectively.

Preferred Qualifications

• Graduate or second-level degree such as a Master’s, MBA, or progress in a CFA program.
• Basic knowledge of Python or other finance-related programming languages.
• Understanding of artificial intelligence concepts and interest in using AI tools to improve analytical efficiency.
• English communication skills.

About the Company

Moody's is a global leader in ratings and integrated risk assessment. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence. We strive to create an inclusive environment where everyone has the freedom to exchange ideas, think innovatively, and listen to each other.