Associate Credit Analyst

Responsibilities

• Analyze consumer credit data to support underwriting and portfolio monitoring
• Develop and maintain SQL queries for recurring and ad hoc analysis
• Produce regular reports and dashboards on portfolio performance
• Conduct exploratory data analysis to identify trends and emerging risk indicators
• Monitor performance of existing credit policies, rules, and scorecards
• Collaborate with Risk, Product, Finance, and IT teams to support data and reporting needs
• Ensure data accuracy, integrity, and compliance with internal standards and regulatory requirements

Requirements

• Bachelor’s degree in Finance, Economics, Statistics, Data Science, or a related field
• 2–4 years of experience in credit risk, analytics, or a similar role
• Solid understanding of credit risk principles
• Proficiency in SQL (joins, aggregations, and query structuring)
• Experience working with structured datasets and performing data analysis
• Professional proficiency in English

Preferred Qualifications

• Experience in financial services, fintech, or lending environments
• Familiarity with data visualization tools like Tableau or Power BI
• Working knowledge of Python, R, or advanced Excel
• French language skills

About the Company

Ezra provides B2B digital lending solutions for emerging markets in partnership with mobile and digital wallet operators and financial service providers. Our flagship products include Airtime Credit Services, Nano, and BNPL.