Associate Commercial Credit Underwriter

Responsibilities

• Communicate directly with automotive dealership personnel and internal stakeholders to obtain information for account reviews.
• Conduct financial analysis and due diligence, including cash flow, liquidity analysis, and validation of financial records.
• Prepare formalized proposals summarizing financial analysis and recommending risk mitigation strategies for management review.
• Ensure compliance with company policies, procedures, and external regulations.
• Participate in ongoing professional development and training initiatives.

Requirements

• High school Diploma or GED equivalent.
• Strong analytical and problem-solving skills.
• Excellent time management and organizational abilities.
• Effective written and oral communication skills.
• Ability to work collaboratively within a team environment.

Preferred Qualifications

• Bachelor’s Degree from an accredited university.
• Previous professional or internship experience.
• Demonstrated track record of success in articulating quantitative and qualitative results.
• Highly motivated self-starter eager to grow within a dynamic organization.

Benefits

• Competitive base pay and performance-based incentive bonuses.
• Generous time away, including 20 paid time off days and 11 paid holidays.
• Comprehensive retirement planning with 401K matching and student loan pay downs.
• Health and well-being support including medical, dental, vision, and life insurance.
• Family support including paid parental leave and childcare discounts.
• Tuition reimbursement and various employee discount programs.

About the Company

Ally Financial is a customer-centric, leading digital financial services company dedicated to providing innovative financial solutions. We focus on "Doing it Right" to remain a trusted provider for our consumer, commercial, and corporate customers.