Area Sales Specialist (Working Capital)

Responsibilities

• Analyze company working capital structures, cash flow, and liquidity positions
• Review accounts receivable, accounts payable, inventory management, and cash conversion cycles
• Develop strategies to optimize working capital and improve operational efficiency
• Advise clients on cash flow forecasting, budgeting, and short-term financing solutions
• Identify opportunities to reduce outstanding receivables and improve collections
• Recommend vendor payment optimization and inventory control measures
• Prepare financial models, MIS reports, dashboards, and management presentations
• Support businesses in securing working capital financing from financial institutions
• Conduct financial risk assessments and recommend mitigation strategies
• Collaborate with internal teams, auditors, lenders, and stakeholders

Requirements

• Strong understanding of working capital management principles
• Expertise in financial analysis, cash flow forecasting, and liquidity management
• Knowledge of banking products, trade finance, and working capital loans
• Advanced Excel and financial modeling skills
• Strong analytical, communication, and client management abilities

Benefits

• Competitive salary
• Self & Family Health Insurance, Term & Life Insurance, and OPD Benefits
• Mental wellbeing support through Plumm
• Learning & Development Budget
• 15 days of Privilege leaves, 12 days of Casual leaves, and 12 days of Sick leaves
• 3 paid days off for volunteering or L&D activities

About the Company

Tide helps SMEs save time and money by offering business accounts, banking services, and a comprehensive set of connected administrative solutions. Supporting over 2 million members globally across the UK, India, Germany, and France, Tide uses advanced technology to help small businesses thrive through quick onboarding and innovative features.