Android Developer

About the Company

InCred is a new-age financial services group that leverages technology & data-science to make lending quick & easy. We believe traditional ways of lending can exclude those most in need because of outdated, rigid & often inefficient processes. At InCred, we have simplified the lending process with a sharp focus on serving our borrowers’ unique needs & circumstances.

Responsibilities

• Build and maintain direct-to-consumer (B2C / D2C) mobile applications with meaningful user scale
• Utilize MVVM architectural pattern with Jetpack ViewModel and StateFlow/SharedFlow to manage UI state
• Implement proper design patterns using Kotlin and modern tech stacks
• Write unit tests to ensure high code coverage
• Work with REST APIs and follow REST principles
• Leverage modern development workflows and AI-assisted tools to improve execution velocity

Requirements

• 3-6 years of hands-on mobile engineering experience
• Strong proficiency in Kotlin / Kotlin Multiplatform (KMP)
• Experience with RxJava, Coroutines, and Dagger
• Strong understanding of mobile architecture, lifecycle, debugging, and performance optimization
• Experience with Android architecture components
• Proficiency with version control systems (Bitbucket, Git) and CI/CD pipelines
• Exposure to AI Assisted / Agentic Development workflows (Claude Code, Cursor, Copilot etc)

Preferred Qualifications

• Exposure to Swift or Flutter
• Understanding of BFF (Backend-for-Frontend) patterns
• Experience with automated UI testing using Maestro
• Implementation of Android Dynamic Performance Framework (ADPF)
• Ability to use analytics (BigQuery/Apdex) to measure UI responsiveness