Posted a day ago
Analista de Crédito Comercial
BanBajíoAnalista de Crédito Comercial (Contadores)
Requirements
Licenciatura en Contaduría Pública, Experiencia mínima de 1 año en instituciones bancarias, Análisis de estados financieros, Elaboración de flujos de efectivo, Técnicas de evaluación
Skills
FinanceAccounting
About the role
Responsibilities
- Ensure compliance with the credit manual for all credit operations, including contracting and disbursement
- Verify the correct integration of digital credit files
- Review and validate all documentation required by the institution to grant credit
- Ensure that all credit resolutions strictly adhere to established policies
- Measure sectoral, operational, and financial risks for both prospective and current clients
- Evaluate client payment capacity, including co-obligors and guarantors
- Assess the level and type of proposed guarantees to determine credit eligibility
Requirements
- Bachelor's degree in Public Accounting (Contaduría Pública)
- Minimum of 1 year of experience in a similar role within banking institutions
- Strong knowledge of financial statement analysis
- Proficiency in preparing cash flow statements
- Expertise in credit evaluation techniques
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BanBajío · León
