AML Operations Analyst

Responsibilities

• Investigate AML alerts, financial transactions, and account data to identify suspicious patterns and issue documented recommendations.
• Prepare and escalate comprehensive investigation files to the AML Forum (Communication and Control Committee).
• Report money laundering and terrorist financing activities to competent Mexican authorities (SHCP, CNBV, UIF), including the submission of Unusual Operation Reports (ROI).
• Conduct thorough customer risk assessments using Enhanced Due Diligence (EDD) and standard KYC processes.
• Drive quality reviews within the AML Operations team to identify gaps and recommend corrective actions.
• Apply UIF typologies and support sanction screening and customer due diligence processes.
• Collaborate with legal, compliance, and risk management teams to minimize money laundering exposure.

Requirements

• Proven experience in detecting suspicious activities, AML/CFT investigations, and financial crime within a financial institution.
• Demonstrated experience in regulatory reporting, specifically submitting ROI to Mexican financial authorities.
• Strong analytical skills with the ability to convert complex transactional data into well-documented actions.
• Ability to work autonomously and manage multiple deadlines in a fast-paced regulatory environment.
• Effective communication skills in Spanish and/or English.
• High level of integrity and discretion when handling sensitive information.

Preferred Qualifications

• CNBV certification or deep knowledge of Mexican AML regulations (SHCP, CNBV, UIF).
• Experience monitoring transactional alerts for banking products such as credit cards, savings, remittances, or investments.
• Familiarity with Banking and Sofipo regulations and KYC/sanctions screening processes.
• Degree in Law, Administration, Finance, Economics, or a related field.
• Proficiency in Excel, Google Sheets, Looker, SQL, or Python for data analysis.

Benefits

• Opportunity to own Nu shares.
• Extended maternity and paternity leave.
• Major medical, dental, and vision insurance, plus life insurance.
• NuCare mental health and wellness program.
• Learning and language programs (Nucleo and NuLanguage).
• 30 days of Christmas bonus (Aguinaldo) per year.
• 17 days of paid vacation with a 25% vacation premium.
• Food and grocery cards, gym agreements, and relocation packages where applicable.

About the Company

Nu is one of the largest digital financial platforms in the world, serving over 127 million customers across Brazil, Mexico, and Colombia. Listed on the NYSE, we combine proprietary technology and data intelligence to offer simple, accessible, and human financial products.